In earlier articles, I have mentioned that it’s important to look at the Chairman’s Statement as it might revealed what are the company’s prospect / outlook.

It is interesting to note that there are further other comments that are revealed in the Chairman’s statement – a typical example is the Chairman statement of […]

For readers to have a fuller understanding of the mechanism of bonus issue, please go through all the other articles in this blog:

Understanding Of Bonus Issue
Illustration And Accounting Teatment
Cautious Or To Be Prudent With Bonus Issue
Basic Understanding of Rights Issue And The Difference With Bonus Issue

In earlier articles in this blog, I have also […]

To assess the Asset Quality of Banks/Financial Institutions, the following ratios need to be analyzed:

Loans Loss
Non-performing loans to total loans
Loan Recoveries ratio
Loan Loss Reserves
EARNINGS COVERAGE
Capital Adequacy

Capital Formation Ratio
Capital to Assets Growth
Gross Capital to Average Assets plus Reserves

Ratio
Purpose
Formula

Earnings Coverage Ratio

Measures the level of earnings and the charge to income […]

To assess the Asset Quality, the following ratios need to be analyzed:

Loans Loss
Non-performing loans to total loans
Loan Recoveries ratio
LOAN LOSS RESERVES
Earnings coverage
Capital Adequacy

Capital Formation Ratio
Capital to Assets Growth
Gross Capital to Average Assets plus Reserves

ADEQUACY OF LOAN LOSS RESERVE […]

One interesting liquidity ratio is the defensive interval which reflects theoretically how long the company can survive or defend itself in terms of its available cash plus cash equivalent ( most liquid cash) versus its daily cash operating requirement.

Ratio

Purpose
Formula

Defensive ratio

Used to indicate the number of days a company could theoretically remain […]