To assess the Asset Quality, the following ratios need to be analyzed:
Loans Loss
Non-performing loans to total loans
Loan Recoveries ratio
LOAN LOSS RESERVES
Earnings coverage
Capital Adequacy
Capital Formation Ratio
Capital to Assets Growth
Gross Capital to Average Assets plus Reserves
ADEQUACY OF LOAN LOSS RESERVE
Ratio
Purpose
Formula
Loan Loss Reserve Ratio
To check whether [...]
FCCA,CA(MIA)with more than 26 years of post-qualifying working experiences. Previous working stints with one of the big accounting four, Regional GFC & Group Treasurer in a group of Malaysian and Group CFO in Singapore public listed concern.
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